Tyvixom Anti-Money Laundering & KYC Policy

Last updated: January 2025

Tyvixom is committed to preventing money laundering, terrorist financing, and financial crime. This policy describes our customer due diligence procedures.

1. Purpose

Establish a framework for identifying, assessing, and mitigating risks related to financial crime on the Tyvixom platform.

2. Identity Verification (KYC)

Tier 1 — Basic

Full name, date of birth, email, phone, country of residence.

Tier 2 — Enhanced

Government photo ID (passport, national ID, or licence) plus proof of address dated within 3 months.

Tier 3 — Additional Due Diligence

Source of funds documentation, supplementary ID, or video verification for high-value accounts.

3. Transaction Monitoring

Tyvixom continuously monitors for:

4. Risk-Based Approach

Enhanced scrutiny for: Politically Exposed Persons, higher-risk jurisdictions, complex transaction patterns, and accounts exceeding defined value thresholds.

5. Suspicious Activity Reporting

Tyvixom files SARs with relevant Financial Intelligence Units as required. Users are not notified of filed reports.

6. Sanctions Screening

All users screened against OFAC, EU, UN, and other applicable sanctions lists. Matches trigger account restrictions.

7. Record Keeping

KYC documents and transaction records retained minimum 5 years after account closure.

8. Staff Training

All Tyvixom compliance personnel receive regular AML training on regulations, red flags, and reporting.

9. Non-Compliance

Failure to verify identity or provide requested documents may result in restricted, suspended, or closed accounts.

10. Contact

Compliance: [email protected]